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Online Payday Loans Top5 is a financial reviewing service -reviewing prospective borrowers with prospective lenders and services. Not all independent loan companies will approve you for a loan or can provide you with up to $1,500 on your first loan. We cannot guarantee final approval of unsecured cash loans. Qualifying for final approval of a cash loan depends on various factors including income and the state in which you reside. Online Payday Loans Top5 is not a financial institution or a lender. The reviewed independent loan companies may verify your supplied information with any number of independent verification companies.