Fast Online Cash Advance and Payday Loans - No Credit Checks, No Faxing, Instant Approval
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Online Payday Loans Top5 is a financial reviewing service -reviewing prospective borrowers with prospective lenders and services. Not all independent loan companies will approve you for a loan or can provide you with up to $1,500 on your first loan. We cannot guarantee final approval of unsecured cash loans. Qualifying for final approval of a cash loan depends on various factors including income and the state in which you reside. Online Payday Loans Top5 is not a financial institution or a lender. The reviewed independent loan companies may verify your supplied information with any number of independent verification companies.
Learn More About Payday Loans

Here you will find frequently asked questions about cash advance payday loans.

A payday loan or paycheck advance is a small, short-term loan that is intended to cover a borrower's expenses until his or her next payday. Typical loans are between $100 and $1500, on a two-week term and have interest rates in the range of 390 percent to 900 percent (annualized). The loans are also sometimes referred to as cash advances, though that term can also refer to cash provided against a prearranged line of credit such as a credit .

Lenders say these loans are often the only option available to consumers with bad credit or who cannot get a bank loan, credit card, or other lower-interest alternatives.

Payday loans are also known as: payday advances, payday advance loans, fast cash loans, installment loans, online cash payday loans, cash advance, fast cash and a few others.

With Payday Loans, You don't worry about your credit rating. Most Payday Loan services provided through our site works with providers of payday loans that will loan you payday loans regardless of your credit history.

The Basic Requirements For a Payday Loan Include:
• Have an open & active checking or savings account.
• Be 18 years of age.
• Have $750+/month of steady verifiable income.
• Have a current permanent residence.

You will be DENIED for a payday loan if:
• Your contact information / reference information is invalid.
• They are unable to successfully identify your personal information.
• They are unable to verify your bank account information.

Although this is a guideline to follow, most lenders have different requirements.  For instance, one lender may require you to have a combined income of at least $1,500/month while another may only require $750/month. That is why it is important to apply to several payday loan services so you will know what all your options are.

Ready to apply?  Return to our main Payday Loan Reviews and get started!



Additional Questions
1. What is a payday loan?

2. How do I receive my advance cash?

3. What is the payday loan process?

4. When will I get my money?

5. How much money can I get?

6. What are the payday loan fees?

7. I don't have a fax machine.

8. How do I qualify for a payday loan?

9. I have bad or no credit.

10. Is there credit checks for payday loans?

11. Are the applications free?

12. I don't have a checking account.

13. Is it safe to do apply online?